Discretionary Account
It’s a discretionary portfolio management product that builds the client’s portfolio over time at regular intervals. PLFS Investments acts as the portfolio manager with focus on growth and less volatility.
Investment Feature
- Portfolio manager sets an investment style taking into consideration the client’s investment goal and risk appetite.
- Tax rebate opportunities and capital gain tax exemption for individual investor.
- Portfolio builds up over time so risk volatilities are less.
Essential Information
- Investment amount: Minimum investment amount of BDT 5000 monthly or any other multiple of 1000.
- Investment Period: Three years at least**.
- Fees and Charges:
- Management fee: 1.5 % annually but charged quarterly.
- Settlement fee: 0.4% on the transaction amount.
- Account opening fee: BDT 500
- Third part charges (CDBL, SMS charges etc.) : At actual Basis
- Early exit fee: 1.5% of the investment amount.
It’s discretionary portfolio management product in which PLFS Investments, as portfolio manager, takes all the investment decisions. This is a structured product that includes a capital protection guarantee up to a set percentage (100%).
Investment Feature
- Portfolio manager adopts a clear investment process from portfolio composition and stock selection to trade execution and monitoring.
- Portfolio manager adopts an active investment style for long term growth with reasonable risk.
- Tax rebate opportunities and capital gain tax exemption for individual investor.
Essential Information
- Investment amount: Minimum investment amount of BDT 5 lakh.
- Investment Period: Three years at least**.
- Fees and Charges:
- Management fee: 1.5 % annually but charged quarterly.
- Settlement fee: 0.4% on the transaction amount.
- Account opening fee: BDT 500
- Third part charges (CDBL, SMS charges etc.) : At actual Basis
- Early exit fee: 1.5% of the investment amount.
It’s a discretionary portfolio account for individual or institutional clients including gratuity or provident fund. PLFS Investments, as portfolio manager, adopts a transparent investment process that take into account client’s investment goal, risk capacity and constraints.
Investment Feature
- Portfolio manager performs top-down fundamental analysis to determine appropriate sector selection and stock selection to build client’s portfolio.
- All asset classes permitted by the securities exchange commission is included in investment consideration.
- Tax rebate opportunities and capital gain tax exemption for individual investor.
Essential Information
- Investment amount: Minimum investment amount of BDT 5 lakh (individual)/ 10 lakh (institutional).
- Investment Period: Three years at minimum**.
- Fees and Charges:
- Management fee: 1.5 % annually but charged quarterly.
- Settlement fee: 0.4% on the transaction amount.
- Account opening fee: BDT 500
- Third part charges (CDBL, SMS charges etc.) : At actual Basis
- Early exit fee: 1.5% of the investment amount.
It’s a discretionary account where PLFS Investments Limited manages client’s fund and takes all investment decisions. This is a specific structured product where PLFS Investments Limited is a portfolio manager as well as a partner with as much as 30% of investment. So, the ratio of the total investment will be 70:30, where client will invest 70% and IDLC 30%.
Investment Feature
- Portfolio manager aligns the client with its investment goal and risk appetite.
- Portfolio manager performs top-down fundamental analysis to determine appropriate sector selection and stock selection to build the portfolio.
- Management fee is charged on the client’s portion of the portfolio.
Essential Information
- Investment amount: Minimum investment amount of BDT 5 lakh ( on 70:30 basis)
- Investment Period: Three years at least**.
- Fees and Charges:
- Management fee: 1.5 % annually but charged quarterly.
- Settlement fee: 0.4% on the transaction amount.
- Account opening fee: BDT 500
- Third part charges (CDBL, SMS charges etc.) : At actual Basis
- Early exit fee: 1.5% of the investment amount.
